Real estate appraisal services for homeowners in the city of Delaware and Delaware County
The top seven reasons why Ohio homeowners use Appraisal Life, LLC:
We at Appraisal Life, LLC understand the particular needs of a homeowner after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your own house because of your emotional attachment to it. The professional appraisers at Appraisal Life, LLC will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. It gives you something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just how much you think your home is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value conclusion than yours.
Challenging a property tax assessmentYour local tax assessor may have your house overvalued if your home is not appreciating as much as other houses nearby. That only means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. Getting an appraisal report from Appraisal Life, LLC is your best weapon when challenging your property tax assessment.
PMI Removal AppraisalsGetting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. At Appraisal Life, LLC, we're experts in helping consumers just like you rid themselves of unneeded PMI insurance.
HELOC recently frozen?Even if your specific property has not declined in value, your lender may decide to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. Not only can this be difficult from a cash flow point of view, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Appraisal Life, LLC can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?Have you just been given a copy of your appraisal and you'd prefer to have a seasoned expert double-check it for accuracy or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? Appraisal Life, LLC offers field reviews where we go out and check the subject and comps in question. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Appraisal Life, LLC can help you with that. Although most review work is commissioned by lenders for quality control, homeowners that have reason to believe they've been the victim of mortgage fraud are wise to invest in a second opinion.